Learn Why You Should Open an RDSP 

Did you know that if you do nothing but deposit a $250 GST cheque each year–starting when you're 32 years old–by the time you are 60, the value of your RDSP should be over $100,000? Use our resources to help you learn about the benefits of opening an RDSP.

Free Resources

The Registered Disability Savings Plan (RDSP), introduced in 2007, is a powerful way for eligible people with disabilities to save for their long-term financial security. It also enables people receiving social assistance to protect assets and income.

To assist people with disabilities receiving social assistance who want to know more, BCCPD has completed the following resources that are available to download [or watch] at no cost:

• Publications: Visit our Library to see all the RDSP Publications . 
• Videos: See these videos on our YouTube Channel: Why You Should Open an RDSP | Putting Money In | Getting Money Out | RDSP and People Receiving Social Assistance.

• Personal Assistance: BCCPD and Planned Lifetime Advocacy Network (PLAN) are offering free one-to-one assistance for people who want to open an RDSP.
  • Contact our Advocacy Access office to set up an appointment:
    Phone 604-872-1278; Toll Free 1-800-663-1278

RDSP Kits for Organizations

Free RDSP Kits are also available to organizations, including printed materials and a high-quality DVD of our RDSP Video Series. Kit contents: 

• RDSP Guide
• DVD
• Video Scripts
• Powerpoint Presentation
• RDSP Help Sheet

Please contact Val at 604-875-0188 or feedback@bccpd.bc.ca  to order your Kits. Donations for Kits are gratefully accepted.

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RDSP Videos on YouTube

The
 BC
 Coalition
 of 
People
 with 
Disabilities has created 5 videos to explain the RDSP.

Thank you to The Law Foundation of BC for their generous support
of this community legal education project.

And, thank you to our Videographers Deborah Simpson and Blair Smith
for all their help with the RDSP Video Series.

Updates to RDSP Guide

There have been some changes since the printing of our RDSP Guide in 2010.

January 2011: We are very pleased about the recent changes to the RDSP that the Federal Government recently announced regarding “carry forward” and “roll over” provisions. People with RDSPs will now be able to claim unused grant and bond entitlements for a 10-year period. And from July 2011 proceeds (or a portion thereof) from a deceased person’s Registered Retirement Savings Plan (RRSP), Registered Retirement Income Fund (RRIF), and Registered Pension Plan (RPP) can be rolled over, tax free, into the RDSP of a financially dependent child or grandchild with a disability.Please see the Government of Canada website here.

September 2011: Community Savings Credit Union now offers the RDSP.

August 2010: Envision Investment Services Ltd, a BC credit union is offering RDSP services.